> For the complete documentation index, see [llms.txt](https://boza.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://boza.gitbook.io/docs/integrations/powens.md).

# Bank Account (Powens)

The **Bank Account** integration — powered by **Powens** — connects Boza to your business bank accounts through open banking. (In the connectors list it appears as **Bank Account**.) It captures software payments that flow directly through your bank — rather than through an accounting tool — so no SaaS spend slips through the cracks.

Powens is the bank-feed counterpart to the [Pennylane](/docs/integrations/pennylane.md) integration: use Pennylane for invoices from your accounting platform and Powens for payments seen directly on your bank statement. You can run both at once.

## What Boza Does with Powens

Once connected, Boza reads your bank transactions to identify recurring software and SaaS payments, then matches them to your applications and vendors. This surfaces spend that never appears in an invoice or accounting export.

Boza only reads transaction data. It cannot move money or modify anything in your bank account.

## What Data Is Synced

| Data Type                                     | Purpose                                    |
| --------------------------------------------- | ------------------------------------------ |
| Outgoing payments (debits)                    | Detect SaaS and software spend             |
| Refunds                                       | Adjust spend totals accurately             |
| Transaction label, amount, date, and currency | Match payments to vendors and applications |

Boza does not read your account balance, personal transfers, or any non-software transactions beyond what is needed to detect SaaS spend.

## Setup

1. Open **Integrations** from the main navigation.
2. Select **Bank Account** and click **Connect**.
3. A secure Powens window opens in a new tab. **Choose your bank** from the list.
4. **Sign in with your online banking credentials** and authorize read access to your transactions.

You enter your banking credentials directly with Powens and your bank — never in Boza. Synchronization starts after the connection is authorized.

{% hint style="info" %}
Powens supports a wide range of banks. If you don't see yours in the list, contact **<support@getboza.io>** and we'll confirm availability.
{% endhint %}

## Prerequisites

* Online-banking access to the business account you want to link.
* Administrator permissions in Boza.

## Need Help?

If you have questions or run into issues, contact us at **<support@getboza.io>**.


---

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